Reply To: Performance of Models

[David Wojtkowski]

Hi - returning member and have some questions. When I look at the Fedex May2016 newsletter the graphs show that each model - conservative, moderate and aggressive beat the S&P over time. However when you look at the chart that doesn't appear to be the case. Take 5 year and 10 year results - the S&P is over 11%/year, yet the best your models due is slightly over 5% annualized. That seems pretty anemic growth. Would it be better just to invest everything in an S&P index fund and leave it rather than using one of your models? I think most of us are targeting at least 6% growth but had you followed your exact plans for the last 10 years, the best you'd have is 5% -am I reading this wrong? Thanks

Dave