Since the last newsletter, the technology sector has been the main driver of selling pressure. On a year-to-date basis the S&P 500 is down 5.1%, the DJII -2.3% and the NASDAQ Composite is down 10.3%. During March, financial markets experienced notable volatility: The NASDAQ Composite declined 11.3% (steepest monthly drop since 2022), the S&P 500
Since the last newsletter, the major indices have pulled back, experiencing selling pressure over the past few trading sessions. On a year-to-date basis the S&P 500 remains up 2.4%, the DJII +2.1% and the NASDAQ Composite is up 1.1%. ALL model portfolios are being rebalanced this month. International Stocks - An Attractive Option? The US
On a year-to-date basis the S&P 500 is up 3.7%, the DJII rose 4.4% and the NASDAQ Composite is up 3.3%, all hitting record highs over the last week. All model portfolios remain well-diversified, therefore there are NO CHANGES. 2025 -Continuing the Trend So far in 2025, US equity markets have demonstrated notable strength, with
Special Message from USPFA We are refreshing our monthly newsletter for 2025. The January Models are all new, and we recommend a full rebalance. Watch for more details in February! 2024 Year-End Recap The year 2024 brought notable developments across financial markets, driven by robust equity performances, pivotal policy shifts, and updates to retirement contribution
This month's models are now posted. How to invest for Trump 2.0 Stock prices were likely to rise in November no matter who won the U.S. election because, whatever the outcome, a lot of uncertainty would be gone. That said, the resounding Republican victory – carrying both chambers of Congress as well as the White
This month's models have been posted. There are CHANGES in ALL the models (highlighted in yellow). Beyond 529s: More ways to fund an education We’re starting from the premise that you want your kids to go to college. The long-overdue national debate about how useful a bachelor’s degree is has finally begun, and we welcome
This month’s models are now available. High bond yields persist – should you stay in? You probably noticed that, over the past two months, the S&P 500 index went up by somewhere around 12%. So, it’s probably a good time to rebalance. But which way? If you want to lock in your gains, then you
This month's models have been posted. There are NO CHANGES in any of the models. Your data was breached. What now? Seriously, it doesn’t matter who you are. Your online data has been smoked out and scooped up by thieves who want every dollar you have in an online account, every government-sponsored benefit you’re entitled
This month’s models are now available. Big gains in small stocks There’s a season for all things, the Good Book tells us. But if you’re the CEO of a company valued under $2 billion, we understand why you might have been experiencing a crisis of faith lately. But now, the time of redemption – of
This month’s models are now available. We asked AI about investing in AI … To state the obvious theme of 2024: It’s important that your portfolio have exposure to artificial intelligence. But how? We don’t pump individual stocks in this space, and you either bought Nvidia a year ago or you wish you did. Now
