This month's models have been posted. There are NO CHANGES in the models. The rest of the newsletter will be posted near the middle of the month. Happy New Year! Welcome to the soft landing. Why does it feel so hard? They say, “Any landing you can walk away from is a good landing.” Except

The models have been posted. There are CHANGES to ALL the models. Who gets what? One advantage a 401(k) plan or an Individual Retirement Account has over a fixed-benefit pension is that it doesn’t expire along with its owner. The more money you earn, the more important that fact is. While the average American’s retirement

This month's models have been posted. There are NO CHANGES in any of the models. The elder abuse we don’t talk about We’ve all come to expect scams via phone, email or even regular mail because con artists have been around forever. While the technology changes, their basic pitch doesn’t. In fact, lots of scams

This month's models have been posted. The rest of the newsletter will be available by mid-month. There are CHANGES in all the models. What not to do when both stocks and bonds falter Don’t panic. There. That’s the biggest takeaway. But if you’d like some assurance that stocks and bonds have fallen in tandem before

This month's models have been posted. . The new China syndrome: economic meltdown The Chinese economy of 2023 is in bad shape. This surprises very few people, and has been both predictable and predicted since 1979, when the then-most populous country in the world imposed its one-child policy. Initially introduced to combat the perceived threat

This month's models have been posted.Please be advised of the following: Labor’s 21st century moment Organized labor has been much in the news lately. From restaurant workers to Hollywood stars, it seems like everyone is walking a picket line, or deciding whether to cross one or not. This is an important topic to cover here

This months models are posted. Your tax dollars at work, or at waste? In the first two years of Joe Biden’s presidency, he had enough friends on Capitol Hill to push through most of his spending priorities. These Democratic majorities were razor-thin, but still adequate to pass five bills that poured federal money into the

This month's models have been posted. There are NO CHANGES in the models. “O, Mighty Robot Overlords, We Welcome You” Greetings to our worthy and beneficent masters! May Artificial Intelligence reign for all time! (Do you think that fooled them? Can we now talk about how to make money off AI?) You might already have

This month's models have been posted. There are CHANGES in ALL MODELS. The rest of the newsletter will be available by the middle of the month. Old and in the way You know about “The Greatest Generation”: the cohort raised during the Great Depression who went on to fight World War Two and then launched

This months models have been posted. There are NO CHANGES. When the bank is overdrawn Banks fail. No matter what guardrails we put in place, how many regulators are supposed to be overseeing them or how sterling the top executives’ reputations, banks fail. Rarely do they all collapse at once, fortunately, and there aren’t always