This months models have been posted. There are NO CHANGES. When the bank is overdrawn Banks fail. No matter what guardrails we put in place, how many regulators are supposed to be overseeing them or how sterling the top executives’ reputations, banks fail. Rarely do they all collapse at once, fortunately, and there aren’t always

This month's models have been posted. There are CHANGES in ALL the models. How to not get rolled by the ‘rolling recession’ Manufacturers’ warehouses were bursting with unsold inventory. Industrial production started shutting down. Yet labor was somehow in short supply and workers were demanding higher wages. This was the scene as recession took hold

This month's newsletter has been posted. There are NO CHANGES in any of the models. Moving the chains: Crypto gets a new set of downs Super Bowl LVII was that rare occasion when the game was more interesting than the ads. Remember last year’s Super Bowl commercials? How many of them were for cryptocurrency exchanges

This month's models have been posted. There are changes in SOME OF THE MODELS (highlighted in yellow). The rest of the newsletter will be posted by the middle of the month. Is Uncle Sam a deadbeat? This year, the federal government expects to take in about $4.9 trillion in fiscal year 2023, compared with last

This month's models are now available. There are CHANGES in ALL THE MODELS. Population: 8 billion and counting Last month, the human population of the Earth surpassed 8 billion. These people all need food, shelter, clothing and – no joke – cell phones. More than 9 out of 10 people worldwide have these devices. Can

This month's models are now available. WATCH YOUR TRADE DATES – SOME FUNDS THAT WERE ADDED TO THE MODELS IN OCTOBER ARE NOT IN THE NOVEMBER MODELS – YOU MUST HOLD THE FUND FOR 30 DAYS TO AVOID A ROUND-TRIP WARNING. What if the war in Ukraine escalates? It has happened before. In fact, it’s

This month's models have been posted. There are CHANGES in ALL the MODELS (highlighted in yellow). Home economics Mortgage rates are spiking, so people are putting off buying a house. Those who already own their four walls are staying put because they know they’ll never get better loan terms than they have right now. In

This month's models have been posted. There are CHANGES IN ALL THE MODELS (highlighted in yellow). The rest of the newsletter will be posted by the middle of the month. What does ‘recession’ even mean anymore? Type “definition of” into your Google search field and see what autocomplete prompts you get. Your algorithm may vary,

This month's models have been posted. There are CHANGES IN ALL THE MODELS. Real estate markets face the mortgage-rate disconnect It used to be so simple and predictable: The economy grows. People prosper. They buy homes. Housing prices spike and inflation works its way through the economy. The Federal Reserve raises the fed funds rate

This month's models have been posted. Why inflation causes turbulence for the airlines We don’t need to tell you: It’s hard times for airlines right now. As someone whose personal fortune is linked to the carriers’, you already know that the industry’s stock index is down by one-third over the past 12 months. That’s hard